SETUP FEES |
|
LOAN SET UP (fixed rate, non-escrow/impound)
|
$125.00
each loan |
LOAN SET UP (fixed rate, non-escrow/impound) 10+ loans at one time
|
$ 50.00
each loan |
LOAN SET UP – ARM (adjustable-rate mortgage)
|
$25.00
additional per loan |
LOAN SET UP – Escrow/Impounds single property
|
$ 25.00
additional per loan |
LOAN SET UP – Escrow/Impounds additional property
|
$ 20.00
additional per property |
LOAN SET UP – Non-Performing
|
$ 25.00
additional per loan |
LOAN SET UP – Active Foreclosure/Bankruptcy/Forbearance or Adjusting Terms
|
$ 125.00
additional per loan |
STANDARD LOAN SERVICING |
|
SERVICING FEE – Loans under $200,000 x .005
|
$ 20.00
per month/per lender/per loan |
SERVICING FEE – Loans from $200,000 – $3,000,000 x .35
|
0.075%
annually/paid monthly/per lender/per loan ($672.50 per million monthly) |
SERVICING FEE – Loans over $3,000,000
|
0.065%
annually/paid monthly/per lender/per loan |
IMPOUND ACCOUNT SERVICING
|
$ 25.00
per month/per loan up to 2 payees (taxes and insurance) $5.00 for each additional payee |
LATE FEE/DEFAULT INTEREST/PREPAY PENALTY |
|
LATE FEE DISTRIBUTION – Loans under $1Mil
50% of all late charges including the balloon late fee (or default rate only if it replaces the late fee) paid to USLS |
25%
Remaining 50% split as directed by lender |
LATE FEE DISTRIBUTION – Loans from $1Mil – $2Mil
35% of all late charges including the balloon late fee (or default rate only if it replaces the late fee) paid to USLS |
35%
Remaining 65% split as directed by lender |
LATE FEE DISTRIBUTION – Loans $2Mil +
25% of all late charges including the balloon late fee (or default rate only if it replaces the late fee) paid to USLS |
25%
Remaining 75% split as directed by lender |
Late fees waived but collected by lender in other form of a fee including but not limited to prepay penalty, extension fee, etc. Charged as per the schedule above. |
|
DEFAULT INTEREST DISTRIBUTION |
25% USLS
75% Lender |
PREPAYMENT PENALTY DISTRIBUTION (monthly servicing fees applied to all months of prepaid interest collected)
|
0% USLS
100% Lender |
PAYOFF, partial payoff OR FORECLOSURE OR DEMAND (MINIMUM)
|
$125.00
|
ADMINISTRATIVE FEES |
|
DISTRIBUTION OF IMPOUNDED BORROWER FUNDS (draws)
|
$30/$45
ACH payment/wire payment/per payee |
INSURANCE CLAIM PROCESSING
|
$295.00
|
ASSIGNMENT PROCESSING
|
$ 75.00
Assign beneficial interest |
LOAN RESET – default rate back to regular rate
|
$ 75.00
|
ADDING ESCROW/IMPOUND TO EXISTING LOAN
|
$125.00
|
TERMINATION OF ESCROW/IMPOUND ACCOUNT
|
$ 75.00
|
VERIFICATION OF MORTGAGE
|
$ 60.00
per request/per loan |
OVERNIGHT DELIVERY
|
$ 40.00
|
NSF FEE
|
$60.00 + postage
|
STANDARD CA LOAN DOCUMENTS INCLUDING LENDER DISCLOSURES
|
$795.00
|
ADDITIONAL DEEDS OF TRUST (multiple properties)
|
$125.00
each additional property |
PERSONAL GUARANTY
|
$ 50.00
per Guarantor |
ADDITIONAL DISCLOSURES
|
$ 50.00
per additional disclosure |
SAME DAY RUSH SERVICE
|
$ 75.00
|
DOC REDRAW
|
$ 75.00
|
NOTE AND DEED OF TRUST – CALIFORNIA
|
$495.00
|
ASSIGNMENT
|
$ 75.00
|
ALLONGE PREPARATION (assignment of Note)
|
$ 50.00
|
GRANT DEED
|
$ 75.00
|
QUICK CLAIM DEED
|
$ 75.00
|
RECORDING (accommodation recording/not insured)
|
Variable
Recording fees vary per county and are subject to change |
SPECIAL SERVICING FEES |
|
LOAN MODIFICATION/LOAN EXTENSION AGREEMENT
|
$495.00
|
FORBEARANCE PLAN AGREEMENT
|
$495.00
|
DEED IN LIEU OF FORECLOSURE – CALIFORNIA
|
$595.00
|
LENDER INITIATED DEFAULT RATE RE-CAST (pre-foreclosure)
|
$ 75.00
(waived if lender opts to file NOD) |
LOAN EXTENSION PROCESSING – date change only
|
$ 75.00
lender provided agreement |
LOAN MODIFICATION PROCESSING – including but not limited to changes in loan terms, rate, payment amount, etc.
|
$295.00
lender provided agreement |
BANKRUPTCY ADMINISTRATION
|
$150.00
active BK |
FORECLOSURE MONITORING (default processing)
|
$295.00
|
JUDICIAL FORECLOSURE
|
hourly attorney fees
|
NON-JUDICIAL FORECLOSURE
|
state specific
|
ATTORNEY REFERRALS – BK/evictions
|
as billed
|
WIRE FEE (incoming/outgoing)
|
$ 30.00
|
STOP PAYMENT AND RE-ISSUE
|
$ 30.00
|
SERVICE TRANSFER GOODBYE LETTER
|
$ 50.00
|
PROFESSIONAL SERVICES
|
$125.00
Hourly rate – minimum 1 hour |
ADMINISTRATIVE SERVICES
|
$ 75.00
Hourly rate – minimum 1 hour |
LOAN PAYOFF FEES**Fees included in the payoff demand to the borrower. |
|
DEMAND FEE
|
$125.00
per request per loan |
UPDATED DEMAND FEE
|
$ 25 – $ 50
per request per loan |
DEMAND FEE – RUSH REQUEST
|
$ 25.00
additional per request per loan |
FORWARDING/CLOSEOUT
|
$125.00
per request per loan |
MORTGAGE OR DEED OF TRUST RELEASE/SATISFACTION/RESCISSION
|
$110.00
per request per loan |
UCC RELEASE
|
$ 45.00
per request per loan |
UCC RELEASE RECORDING/FILING
|
variable
per county fee schedules |
MORTGAGE OR DEED OF TRUST RECORDING – RELEASE/SATISFACTION/RESCISSION
|
variable
per county fee schedules |
RECORDING OF LIEN RELEASES – missing documents
|
$ 40.00
per document |
CUSTOM REPORTS AND DATA INTEGRATION |
|
SOW (scope of work)
|
$295.00
Deposit may be required based on total cost of the job |
DEVELOPMENT FEE
|
$125.00
Hourly rate – minimum 1 hour |
API INTEGRATION
|
$195.00
Hourly rate – minimum 1 hour |
FTP INTEGRATION
|
$150.00
Hourly rate – minimum 1 hour |
TMO DATA SHARE
|
$150.00
Hourly rate – minimum 1 hour |
Pricing MatrixSusan Finch2022-10-31T17:36:58+00:00