SETUP FEES

LOAN SET UP (fixed rate, non-escrow/impound)
$125.00
each loan
LOAN SET UP (fixed rate, non-escrow/impound) 10+ loans at one time
$ 50.00
each loan
LOAN SET UP – ARM (adjustable-rate mortgage)
$25.00
additional per loan
LOAN SET UP – Escrow/Impounds single property
$ 25.00
additional per loan
LOAN SET UP – Escrow/Impounds additional property
$ 20.00
additional per property
LOAN SET UP – Non-Performing
$ 25.00
additional per loan
LOAN SET UP – Active Foreclosure/Bankruptcy/Forbearance or Adjusting Terms
$ 125.00
additional per loan

STANDARD LOAN SERVICING

SERVICING FEE – Loans under $200,000 x .005
$ 20.00
per month/per lender/per loan
SERVICING FEE – Loans from $200,000 – $3,000,000 x .35
0.075%
annually/paid monthly/per lender/per loan ($672.50 per million monthly)
SERVICING FEE – Loans over $3,000,000
0.065%
annually/paid monthly/per lender/per loan
IMPOUND ACCOUNT SERVICING
$ 25.00
per month/per loan up to 2 payees (taxes and insurance) $5.00 for each additional payee

LATE FEE/DEFAULT INTEREST/PREPAY PENALTY

LATE FEE DISTRIBUTION – Loans under $1Mil
50% of all late charges including the balloon late fee (or default rate only if it replaces the late fee) paid to USLS
25%
Remaining 50% split as directed by lender
LATE FEE DISTRIBUTION – Loans from $1Mil – $2Mil
35% of all late charges including the balloon late fee (or default rate only if it replaces the late fee) paid to USLS
35%
Remaining 65% split as directed by lender
LATE FEE DISTRIBUTION – Loans $2Mil +
25% of all late charges including the balloon late fee (or default rate only if it replaces the late fee) paid to USLS
25%
Remaining 75% split as directed by lender

Late fees waived but collected by lender in other form of a fee including but not limited to prepay penalty, extension fee, etc.

Charged as per the schedule above.

DEFAULT INTEREST DISTRIBUTION
25% USLS
75% Lender
PREPAYMENT PENALTY DISTRIBUTION (monthly servicing fees applied to all months of prepaid interest collected)
0% USLS
100% Lender
PAYOFF, partial payoff OR FORECLOSURE OR DEMAND (MINIMUM)
$125.00

ADMINISTRATIVE FEES

DISTRIBUTION OF IMPOUNDED BORROWER FUNDS (draws)
$30/$45
ACH payment/wire payment/per payee
INSURANCE CLAIM PROCESSING
$295.00
ASSIGNMENT PROCESSING
$ 75.00
Assign beneficial interest
LOAN RESET – default rate back to regular rate
$ 75.00
ADDING ESCROW/IMPOUND TO EXISTING LOAN
$125.00
TERMINATION OF ESCROW/IMPOUND ACCOUNT
$ 75.00
VERIFICATION OF MORTGAGE
$ 60.00
per request/per loan
OVERNIGHT DELIVERY
$ 40.00
NSF FEE
$60.00 + postage
STANDARD CA LOAN DOCUMENTS INCLUDING LENDER DISCLOSURES
$795.00
ADDITIONAL DEEDS OF TRUST (multiple properties)
$125.00
each additional property
PERSONAL GUARANTY
$ 50.00
per Guarantor
ADDITIONAL DISCLOSURES
$ 50.00
per additional disclosure
SAME DAY RUSH SERVICE
$ 75.00
DOC REDRAW
$ 75.00
NOTE AND DEED OF TRUST – CALIFORNIA
$495.00
ASSIGNMENT
$ 75.00
ALLONGE PREPARATION (assignment of Note)
$ 50.00
GRANT DEED
$ 75.00
QUICK CLAIM DEED
$ 75.00
RECORDING (accommodation recording/not insured)
Variable
Recording fees vary per county and are subject to change

SPECIAL SERVICING FEES

LOAN MODIFICATION/LOAN EXTENSION AGREEMENT
$495.00
FORBEARANCE PLAN AGREEMENT
$495.00
DEED IN LIEU OF FORECLOSURE – CALIFORNIA
$595.00
LENDER INITIATED DEFAULT RATE RE-CAST (pre-foreclosure)
$ 75.00
(waived if lender opts to file NOD)
LOAN EXTENSION PROCESSING – date change only
$ 75.00
lender provided agreement
LOAN MODIFICATION PROCESSING – including but not limited to changes in loan terms, rate, payment amount, etc.
$295.00
lender provided agreement
BANKRUPTCY ADMINISTRATION
$150.00
active BK
FORECLOSURE MONITORING (default processing)
$295.00
JUDICIAL FORECLOSURE
hourly attorney fees
NON-JUDICIAL FORECLOSURE
state specific
ATTORNEY REFERRALS – BK/evictions
as billed
WIRE FEE (incoming/outgoing)
$ 30.00
STOP PAYMENT AND RE-ISSUE
$ 30.00
SERVICE TRANSFER GOODBYE LETTER
$ 50.00
PROFESSIONAL SERVICES
$125.00
Hourly rate – minimum 1 hour
ADMINISTRATIVE SERVICES
$ 75.00
Hourly rate – minimum 1 hour

LOAN PAYOFF FEES*

*Fees included in the payoff demand to the borrower.

DEMAND FEE
$125.00
per request per loan
UPDATED DEMAND FEE
$ 25 – $ 50
per request per loan
DEMAND FEE – RUSH REQUEST
$ 25.00
additional per request per loan
FORWARDING/CLOSEOUT
$125.00
per request per loan
MORTGAGE OR DEED OF TRUST RELEASE/SATISFACTION/RESCISSION
$110.00
per request per loan
UCC RELEASE
$ 45.00
per request per loan
UCC RELEASE RECORDING/FILING
variable
per county fee schedules
MORTGAGE OR DEED OF TRUST RECORDING – RELEASE/SATISFACTION/RESCISSION
variable
per county fee schedules
RECORDING OF LIEN RELEASES – missing documents
$ 40.00
per document

CUSTOM REPORTS AND DATA INTEGRATION

SOW (scope of work)
$295.00
Deposit may be required based on total cost of the job
DEVELOPMENT FEE
$125.00
Hourly rate – minimum 1 hour
API INTEGRATION
$195.00
Hourly rate – minimum 1 hour
FTP INTEGRATION
$150.00
Hourly rate – minimum 1 hour
TMO DATA SHARE
$150.00
Hourly rate – minimum 1 hour